Which term is a law aimed at expanding access to health care coverage?

Which term is a law aimed at expanding access to health care coverage?

• A. Patient Protection and Affordable Care Act
• B. Medicare
• C. Medicaid
• D. Code of Conduct

Answer: (A)

Expanding access to health care coverage is about reforms that broaden who can obtain insurance, how coverage is provided, and what protections are in place for consumers. The term described here refers to a comprehensive health care reform enacted in 2010 that aimed to increase the number of people with health insurance. It achieves this by expanding eligibility for public programs like Medicaid, creating health insurance marketplaces with subsidies to help individuals buy insurance, and prohibiting insurers from denying coverage or charging higher premiums due to preexisting conditions. This mix of coverage expansion, consumer protections, and market reforms is what makes this law the best fit for the question. Its common shorthand is the Affordable Care Act, with the full name Patient Protection and Affordable Care Act. Medicare is a federal insurance program for people 65 and older or certain younger people with disabilities. Medicaid is a federal–state program for low-income individuals. The Code of Conduct lays out expected professional behavior. While Medicare and Medicaid are legal authorities for insurance programs, they are not the broad reform law aimed at expanding access in the same way, and the Code of Conduct is about ethics, not coverage.

Expanding access to health care coverage is about reforms that broaden who can obtain insurance, how coverage is provided, and what protections are in place for consumers. The term described here refers to a comprehensive health care reform enacted in 2010 that aimed to increase the number of people with health insurance. It achieves this by expanding eligibility for public programs like Medicaid, creating health insurance marketplaces with subsidies to help individuals buy insurance, and prohibiting insurers from denying coverage or charging higher premiums due to preexisting conditions. This mix of coverage expansion, consumer protections, and market reforms is what makes this law the best fit for the question. Its common shorthand is the Affordable Care Act, with the full name Patient Protection and Affordable Care Act.

Medicare is a federal insurance program for people 65 and older or certain younger people with disabilities. Medicaid is a federal–state program for low-income individuals. The Code of Conduct lays out expected professional behavior. While Medicare and Medicaid are legal authorities for insurance programs, they are not the broad reform law aimed at expanding access in the same way, and the Code of Conduct is about ethics, not coverage.